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Missouri Medicaid In-Home Care Services: What’s Covered, How to Qualify, and Where to Apply

Missouri Medicaid In-Home Care Services: What’s Covered, How to Qualify, and Where to Apply

May 09, 20254 min read

If you’re searching for Missouri Medicaid in-home care services, you’re not alone. Every year, thousands of Missouri families look for ways to help seniors and adults with disabilities remain safe, independent, and comfortable at home — without overwhelming family members or breaking the bank.

The good news: Missouri Medicaid offers several in-home care programs that cover personal care, household help, and even pay family caregivers. And even better — Caring Companions In-Home Senior Care is an approved Medicaid provider here to walk alongside you every step of the way.

In this guide, we break down what’s covered, who qualifies, and how to apply for Medicaid home care services in Missouri.


What In-Home Care Services Does Missouri Medicaid Cover?

Missouri Medicaid in-home care services are available through several helpful programs:

Consumer Directed Services (CDS Program Missouri)
CDS lets Medicaid recipients
choose their own caregiver — often a family member or friend — and pays them to provide help with daily activities like bathing, dressing, grooming, meal prep, light housekeeping, and transportation.

Aged and Disabled Waiver (ADW)
The
Aged and Disabled Waiver provides seniors and adults with disabilities access to personal care, homemaker services, respite care, and nurse visits to help them stay safely at home.

Independent Living Waiver (ILW)
The ILW supports adults with physical disabilities by covering personal assistance, specialized medical equipment, and home modifications that improve independence.

Home and Community-Based Services (HCBS Missouri)
Missouri’s HCBS program helps eligible adults stay in their homes and communities by covering personal care, adult day care, meals, and home health.


Who Qualifies for Missouri Medicaid In-Home Care Services?

To qualify for Missouri Medicaid home care programs, you generally need to:

  • Be a Missouri resident

  • Be 18 years or older (or meet age/disability requirements)

  • Have a medical or functional need for help with activities of daily living (ADLs), such as bathing, dressing, toileting, or mobility

  • Meet Medicaid income and asset limits

For the CDS program Missouri, you must also:

  • Be able to direct your own care or have a representative

  • Live at home (not in a nursing home or facility)

  • Have active Missouri Medicaid coverage


How to Apply for Medicaid In-Home Care in Missouri

Here’s a simple 3-step guide:

  1. Apply for Missouri Medicaid
    If you’re not already enrolled, apply through the
    Missouri Department of Social Services (DSS) online, by phone, or in person.

    Apply Online - https://mydss.mo.gov/healthcare/apply

    Apply by Phone - 855-373-9994

  2. Request an In-Home Care Assessment
    Once enrolled, request an assessment to determine your care needs and which program(s) you qualify for, like CDS, ADW, or HCBS.

  3. Select a Caregiver or Agency
    With
    CDS, you can choose a family caregiver or friend (excluding spouses/legal guardians). For agency-based services, DSS will connect you to an approved Medicaid home care provider like Caring Companions.


Why Choose Caring Companions In-Home Senior Care?

At Caring Companions In-Home Senior Care, we are proud to be an approved Missouri Medicaid home care provider. Here’s why families trust us:

✅ We guide you through the Medicaid application process

✅ We help enroll you in the CDS program or other Medicaid waivers

✅ We assist with selecting a family caregiver or matching you with a professional caregiver

✅ We provide compassionate, reliable care that prioritizes your safety, comfort, and independence

✅ We serve seniors and adults with disabilities across Southwest Missouri

Our mission is simple: to serve you and your family with dignity, compassion, and excellence. Whether you need a few hours of help or around-the-clock care, we’re here to support you every step of the way.


Benefits of Missouri Medicaid Home Care Services

✅ Stay independent at home

✅ Get essential daily help covered by Medicaid

✅ Pay a trusted family caregiver through the CDS program

✅ Reduce caregiver stress and burnout

✅ Avoid or delay nursing home placement


Let Caring Companions Help You Get Started

Navigating Missouri Medicaid in-home care services can feel overwhelming — but you don’t have to do it alone. Caring Companions In-Home Senior Care is here to help.

✔ We help with Medicaid applications
✔ We assist with
CDS enrollment
✔ We provide
high-quality home care services approved by Missouri Medicaid

Call us today at (417) 234-8494 to see if you or your loved one qualifies — and let us help you get the care and support you deserve.


Common Searches We Help With

We help families who search for: How to apply for Missouri Medicaid in-home care, Who qualifies for the Missouri CDS program, Can I get paid to care for a family member in Missouri , Missouri Medicaid eligibility for seniors, Best home care agency for Missouri Medicaid, How to enroll in Medicaid home care programs Missouri

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Samantha Troutman

CEO of Caring Companions In-Home Senior Care

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